Cyber Liability Insurance

Cyber threats don’t just cause technical disruption, they can lead to lawsuits, lost revenue, and long-term reputational damage.

Cyber liability insurance has become an essential part of doing business.  

Whether you’re recovering from a ransomware attack or dealing with regulatory fallout from a data breach, the right policy can provide the financial cushion your business needs. It’s also increasingly required by clients, vendors, and industry frameworks as part of standard risk assessments.

But qualifying for coverage and making sure it protects you requires more than just signing up. 

Why it matters 

A well-structured cyber liability policy can help cover: 

  • Breach response costs (forensics, legal fees, customer notifications)
  • Business interruption and income loss
  • Ransomware payments
  • Reputational repair and PR expenses
  • Regulatory fines or legal claims

Insurance carriers are tightening requirements.

They now expect documented security controls such as:
  • Endpoint protection
  • Multi-factor authentication (MFA)
  • Formalized incident response plans
  • Vulnerability management programs
  • Security awareness training

 
Without these in place, your policy could be limited or even denied.

Having cyber insurance also sends a strong signal to clients, partners, and auditors: you take risk management seriously and are prepared to act responsibly in the face of an incident. 

Cyber liability insurance on Long Island

Flexible IT is proud to call Long Island home—supporting businesses from Manhattan to Montauk since 1984

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How we help

We work with you to ensure your business is in a strong position to secure and maintain meaningful cyber insurance coverage. We can:

Assess your current cybersecurity posture

This helps to identify gaps that may affect your eligibility.

Help interpret and compare policies

This ensures you understand what’s covered and what isn’t.

Prepare supporting documentation

This demonstrates your technical controls and risk management practices.

Coordinate post-incident support

We’ll work with your insurance provider to help file claims with accurate, timely evidence.

Incorporate insurance into your broader cyber strategy

We align your insurance with business continuity and resilience planning.

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Cyber insurance can’t prevent an attack, but it can prevent an attack from ending your business.

Contact us to get started with monthly, quarterly, or on-demand scanning options.

Built for Long Island Businesses

Our cybersecurity coverage

Cybersecurity isn’t one-size-fits-all. We take a layered, proactive approach to protect every angle of your business. From your devices to your data, from your people to your cloud — we’ve got you covered.

Vulnerability Assessments

Are you actively finding and fixing weaknesses before attackers do?

Find and fix system weaknesses before attackers do.

Penetration Testing

Have you ever tested your defenses the way a real hacker would?

Simulate hacker tactics to test and strengthen your defenses.

Security Awareness Training 

How quickly could you respond if something went wrong?

Train your team to recognize and prevent cyber threats.

Data Backup & Disaster Recovery Planning

Could your business bounce back if your data was suddenly wiped or stolen?

Keep your data safe and bounce back quickly after disruptions.

Managed Detection & Response (MDR)

How quickly could you detect and stop an active threat inside your network?

Detect, analyze, and stop threats fast with fully managed response services. 

Onboarding / Offboarding

Are access levels updated when employees join, change roles, or leave?

Secure user access during every team transition. 

Security Information and Event Management (SIEM)

Can you see the security events happening in your systems right now?

Unify your logs and catch threats fast with centralized alerts.